This Privacy Policy provides a comprehensive summary of how Lower2024.com (“we” or “us”) handles your data. Safeguarding your personal information is our highest focus.
Keep in mind that this Privacy Policy is only applicable to:
Data gathered through this website
Data gathered when you call us or when our partners or we call you with your consent
Whatever additional information you choose to make available to us
This Privacy Policy does not refer to websites managed by other companies or to which we may deal with. Besides, our Privacy Policy does not refer to any material provided personally by you to an insurance agent or company or other service providers who you may associate with through our service.
We collect and use your private data to answer your request for products and services available through our Websites. Specifically, the information we get from you is used to find rates and price quotes. For instance, we may ask you to provide your name, address, email, phone number, and any other pertinent information so that we can match you to insurance companies or agents who can supply you with quotes designed for their insurance services.
We may also ask you for information regarding your gender, zip code or other demographic data that is not tied to your personal information, like your IP address. In some jurisdictions, this information may be considered personal data. However, we use this information only to identify your geographic area and for legal compliance purposes.
Your material is shared under the following circumstances:
For Price Requests. We will share the information you included in your inquiry form, like your name, address, email, phone number, etc. with our third-party vendors so that they can process and fulfill your request for pricing on insurance products or any other products and services you may need. These third-party vendors may be comprised of lead aggregators, insurance carriers, agents or other service providers in our network.
Our policies limit how service providers use your personal information and require that they secure any private information we make available to them. Besides, our policies necessitate that service providers adhere to state, national and other applicable privacy guidelines. When you submit your request to us, it is with the understanding that our service providers and we may communicate with you through various outlets. Based on the information you provide to us, we may contact you via email, postal mail, text messages (SMS), or telephone (consisting of automated calling or using recorded messages) to fulfill and handle your request. We may also connect with you to market additional products and services that might be of interest to you.
You are consenting to be contacted by our service providers and us when you give us your information. You should understand that we can still communicate with you even though you may have registered with the National Do Not Call Registry that is managed by the Federal Trade Commission or any other comparable list where you can opt-out of receiving phone calls or email messages. You should request that the service provider does not contact you directly again if you do not want to be. Please be reminded that whether you elected to use their services or not, service providers may store the information you shared with them in their database.
Non-Personal, Aggregate, or De-identified Information. We may circulate aggregate and other non-personal data, de-identified data we gather about you with third parties to improve their ability to reach their target markets. Aggregated or de-identifiable information simply means data that does not contain any Personally Identifiable details about you and other users because it has been removed to prevent your identities from being revealed.
As Dictated by the Law. We may be obligated by law to make your personal information available to law enforcement personnel or government agencies, for federal or state audits, court orders, subpoenas, suspected fraud, violations of our Terms of Use, and any other circumstances involving possible threats to the physical wellbeing of any person or any other similar situations we believe the sharing of information is essential as dictated by law.
The Transfer of a Business. It is viable that we could at any time enter a significant corporate deal in the future, such as a merger, sale of the business, asset sale, or divestiture like any other corporation. If such an agreement should take place, the successor business would gain access to your personal data controlled by us. However, the company that we share your information with is bound by this Privacy Policy agreement nonetheless.
We utilize cookies and comparable technologies to accumulate information about our users so that we can better help our users, as well as our service providers, be able to evaluate and improve our websites' performance. The types of information we accumulate include device type, browsing behavior, links clicked, and other various statistics about how our operators use and interact with our advertisers and Websites.
To eliminate using cookies on our Sites, you can modify your browser settings to end accepting cookies or to prompt you before accepting cookies. Do not forget that if you do not accept cookies certain features of our service may be restricted or limited.
You are signing up to receive communications from us directly or through a third party by providing us with your contact information. We will occasionally send you our newsletters and other emails with offers and promotions if you give us your email address and request to be added to any of our travel deals or mailing lists. You may choose not to get our emails anymore by clicking on the unsubscribe link in our electronic messages or emails.
Please take note that we control our mailing list and policies and our third-party advertisers control their mailing lists also. You may receive ads from our third-party providers that market our services. Any use of your personal information by our service provider will be subject to their privacy policies and procedures. To stop receiving email communications from them, you must contact them directly.
We need to safeguard your data that is why we take numerous steps to ensure that your information is secured. For example, our employees or agents who need your information to provide requested products and services to you have limited access to your data. We make data anonymous or purge data when it is no longer essential to offer services to our users or to validate records for our partners. We also retain electronic, procedural, and physical safety measures that conform to or surpass federal standards to guard your material.
Our Privacy Policy covers all the data you provided to us. Bear in mind that when you visit links from our Sites, you are interacting with a third-party provider that operates under its own security and privacy policy. If you elect to utilize the services of third-party providers, the data collected by the vendor is governed by their privacy policy. Please analyze the guidelines of any service provider from whom you request services. Third-party sites should have their own policy concerning the use of cookies and tracking technologies.
You are required to be 18 years old to have access to this website. We do not knowingly release, gather or use personal information of visitors under the age of 18 years old. If you are below the age of 18, you can only use the services presented on our websites jointly with your parents or guardians.
UPDATING, OBTAINING OR ELIMINATING YOUR INFORMATION
We will send you a summary of your personal information retained by us upon written request through email or mail. Your records will be sent only to your email address or postal address we have on file for you. Please visit our Contact Us page to submit your request to modify, update, obtain, remove, correct or change your records from our database.
This Privacy Policy is intended to cover the collection of information on our Sites from people of the United States. Data protection and other laws of the United States may not be as extensive as the laws in your country. You acknowledge and agree that by visiting our Sites or using our services your information can be sent to our facilities and to those third-party providers with whom we share it. As described in this Privacy Policy, your information can be shared regardless of the laws of your residence country.
We will obey the laws to the extent that the laws of another jurisdiction apply to your data or use of the Sites.
At any time, we reserve the right to make changes to this Privacy Policy. To confirm that you are aware of our most recent privacy practices, you should check our Privacy Policy each time you use our site. Our Privacy Policy shows when it was last updated and if there are substantial changes to the policy and how your data is utilized. Unless you inform us otherwise, your continual use of our Sites after any changes have been posted shows your agreement to the changes.
You are agreeing to the terms of this Privacy Policy by using this Site. Please do not use any portion of our Sites if you do not approve of this policy.